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Connecticut Promissory Note Templates

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The Connecticut promissory note templates are completed by two parties who are looking to engage in a leasing activity. The notes cover many aspects of the agreement and ensure the borrower and lender are clear on the terms and conditions of the loan.


Secured Promissory Note – Gives the lender security in the transaction by guaranteeing a home, vehicle, or another type of worthy possession in the event of a default.

Unsecured Promissory Note – It is recommended that this note is used for lenders who have complete trust in the individual they are lending to. This is because the lender has no security in the deal, and risks losing money if the borrower defaults on the balance.

Usury Rate

Connecticut statues state, “No person and no firm or corporation or agent thereof… shall, as guarantor or otherwise, directly or indirectly, loan money to any person and, directly or indirectly, charge, demand, accept or make any agreement to receive therefor interest at a rate greater than twelve percent per annum.” 37 CT Ch. 673 Sec. 37-4

How to Write

Step 1 – Download the form – Enter:

  • Beginning date in dd/m/yy format
  • Borrower’s name
  • Mailing address
  • AND
  • Lender’s name and Mailing address
  • AND
  • Enter the principal sum of the note
  • Enter unpaid the annual percentage

Step 2 – Payments – Submit the due date of the full balance and late fees (dd/m/yy)

Installments –

  • Check the box would indicate the method of repayment -Submit the total note amount (by the due date)
  • If the borrower will pay in installments check the “installments” box, enter the principal amount in the lines provided and check the box indicating payment frequency
  • Submit the amount of any late fees owed in addition

Step 3 –  Security –

  • If the note will not be secured, check “unsecure”
  • Should the note be a “secured” loan, submit the information on any property that will secure the note

Step 4 – Titled Sections –

  • Interest due in the Event of Default
  • Allocation of Payments
  • Prepayment
  • Acceleration (and 6A. – Security)
  • Attorney’s Fees and Costs
  • Waiver of Presentments
  • Non-Waiver
  • Severability
  • Integration
  • Conflicting Terms
  • Notice
  • Co-Signer – Check the box that applies  – if there will be a co-signer submit their name
  • Execution
  • Governing Law – enter the state

Step 5 – Signatures – A witness must be present:

  • Lender’s signature
  • Date in mm/dd/yyyy format
  • Printed name
  • AND
  • Borrower’s signature
  • Date of signature – mm/dd/yyyy format
  • Printed name
  • AND
  • Co-signer’s signature
  • Date of signature in mm/dd/yyyy format
  • Printed name
  • AND
  • Witness signature
  • Date of signature (mm/dd/yyyy format)
  • Printed name
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