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Nebraska Promissory Note Templates

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The Nebraska promissory note templates are documents designed to help ensure the lender in a money loaning transaction receives timely payments from the borrower. In addition, the templates cover many areas in regards to both the parties personal information and the details of the agreement itself. Below are two templates for the state of Nebraska; remember to read the details on both to ensure you select the one for your loaning situation.


Secured Promissory Note – This template includes a section on security. This requires the borrower to set aside a personal possession such as a home, vehicle, or boat that is given to the lender if payments can no longer be made.

Unsecured Promissory Note – This template does not include an area for security to be declared. This adds additional liability to the lender, as there is no guarantee he or she will be reimbursed the loaned money if the borrower entered into default on the balance.

Usury Rate

The maximum allowed interest rate in Nebraska is currently sixteen percent per year. NE ST § 45-101.03

How to Write

Step 1 – Download a copy of the Nebraska note form –

  • Enter the start date of the document – in mm/dd/yyyy format
  • TheBorrower’s name
  • Mailing address
  • AND
  • The Lender’s name
  • Mailing address
  • AND
  • Enter the amount of the principal
  • Enter the unpaid amount of the annual percentage rate

Step 2 – Payments –

  • The balance of the note (to be paid in full)
  • Include an amount of all late fees and the accrued interest amount

Installments –Check the selected method of payment:

  • The total amount of the loan to be paid in full
  • Amount of the principal of the note agreement
  • Check the agreed payment frequency
  • The “late payment” fee amount

Step 3 – Security-

  • Check the type of the note that will be used
  • If the note will be“secured,” provide a description of the secured property

Step 4 – Titled Sections and Subsections –

  • Interest due in the Event of Default
  • Allocation of Payments
  • Prepayment
  • Acceleration (and 6A.)
  • Attorney’s Fees and Costs
  • Waiver of Presentments
  • Non-Waiver
  • Severability
  • Integration
  • Conflicting Terms
  • Notice
  • Co-Signer – Co-signer’s name
  • Execution
  • Governing Law – (under the state laws of Nebraska)

Step 5 – Signatures – To be wintessed:

  • Lender’s signature
  • Signature date –in mm/dd/yyyy format
  • Printed name
  • AND
  • Borrower’s signature
  • Signature date – in mm/dd/yyyy format
  • Print name
  • AND
  • Co-signer’s signature (if any will be required)
  •  Signature date – dd/mm/yyyy
  • Print name
  • AND
  • Witness’ signature ( once all signatures have been witnessed)
  • Signature date – mm/dd/yyyy
  • Printed name

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