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Nevada Promissory Note Templates

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The Nevada promissory note templates help to ensure a lender is returned a loaned amount of money with the addition of interest from a borrower. The templates also ad legal backing to the agreement by requiring the signatures of all involved parties as well as a witness.

Types

Secured Promissory Note – Helps protect the lender by being incorporated with a section on security. Security requires that an item be selected with close value to that of the loaned balance; if the borrower defaults and cannot repay the balance, the item in security is transferred to the lender.

Unsecured Promissory Note – Does not include security. Because of this, the lender has the potential of losing the loaned amount of money if the borrower defaults on the balance.

Usury Rate

Nevada law states as follows: “parties may agree for the payment of any rate of interest on money due or to become due on any contract, for the compounding of interest if they choose, and for any other charges or fees. The parties shall specify in writing the rate upon which they agree, that interest is to be compounded if so agreed, and any other charges or fees to which they have agreed.” NV ST 99.050

How to Write

Step 1 – Download the Nevada note document –

  • Enter the start date of the document, in mm/dd/yyyy format
  • Submit the borrower’s name
  • Mailing address
  • AND
  • Submit the lender’s name
  • Mailing address
  • AND
  • Enter the amount of the principal of the loan
  • Enter the unpaid amount of the APR

Step 2 – Payments –

  • Provide the balance of the note that shall be paid in full on the due date
  • Include all late fees and the accrued interest

Installments –Choose the payment method:

  • Enter the total amount of the note
  • Submit the amount of the principal of the note
  • Indicate the agreed payment frequency (check the appropriate box
  • Provide the amount due for late fees

Step 3 – Security-

  • Select the note type and check the appliable box
  • If the note will be“secured,” describe the property, that will be used as security

Step 4 – Titled Sections and Subsections –

  • Interest due in the Event of Default
  • Allocation of Payments
  • Prepayment
  • Acceleration (and 6A.)
  • Attorney’s Fees and Costs
  • Waiver of Presentments
  • Non-Waiver
  • Severability
  • Integration
  • Conflicting Terms
  • Notice
  • Co-Signer – Provide any Co-signer’s name
  • Execution
  • Governing Law – (Nevada)

Step 5 – Signatures – Must be witnessed:

  • Lender’s signature
  • Signature date in mm/dd/yyyy format
  • Print name
  • AND
  • Borrower’s signature
  • Signature date in mm/dd/yyyy format
  • Print name
  • AND
  • Co-signer’s signature
  •  Signature date in dd/mm/yyyy format
  • Print name
  • AND
  • Witness’ signature (after witnessing signatures
  • Signature date in mm/dd/yyyy format
  • Print name


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