» Last Will and Testament Templates – a “Will”

Last Will and Testament Templates – a “Will”

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A Last Will and Testament (also referred to as a Last Will or simply a Will) is a document created by an individual, also known as the “Grantor” or  “Testator”, which is used to layout how a person’s real and personal property shall be distributed after their death. After the form is created, signed and notarized, the Will should be distributed to all the Beneficiaries stated in the Will and to the Grantor’s Attorney. No State requires the document to be registered but it may be filed with certain County Clerks, Probate Courts, and applicable Secretary of State offices.

by State

Table of Contents

What is a Last Will and Testament?

In order to avoid your property from going to the state upon your death, you need a document which details where and how your estate (houses, cars, money, internet related property etc.) will be transferred. The people who will be accepting your estate are called beneficiaries which are typically family members and charities. A Last Will allows you to assign an executor who sees that your Last Will is executed as instructed. Additionally, a Last Will and Testament allows you to appoint a guardian for your minor children.

Use a Last Will and Testament if the following apply:

  • You want to set up a plan as to how your estate will be handled after death.
  • Appoint someone to be a guardian of your children in the event of your death.
  • You don’t want your estate transferred to or handled by your state/government upon death.

How to Make a Will

Anyone is able to make a Will in the United States. As long as all local and State laws are met. You can download the document in Adobe PDF, Microsoft Word (.docx), or Open Document Text (.odt) and begin filling it in by following the steps below:

Step 1. Identify Your Assets

Before writing the document, make an itemized list of all valuable assets containing personal and real property. Select which assets, unless all, should go to whom and inform the beneficiaries of your decision so that they may be able to financially prepare themselves for the transfer in the event of your death. Your assets should add up to 100% and allocating each beneficiary a percentage of your total assets. When distributing real property, give a detailed description of the property and to whom it will go.

Step 2. Appoint an Executor

An executer is a person who will divvy up your assets and deliver them to the appropriate beneficiaries upon your death. Select a trustworthy and educated executor, could be your lawyer or a close associate, that will carry out the instructions set forth in your Will. The primary job of the executer is to act in the best interests of your estate while settling debts (if any) and taking care of your funeral expenses. You can opt to appoint a secondary executor in the event your original executor is unable to carry out the tasks.

If you have children under the age of 18, you need to appoint a guardian for your estate and for the care of your children. A guardian of the estate is responsible for overlooking the child’s assets/money and a guardian of the child acts as parent and cares for their well being. One guardian may hold both responsibilities. When selecting a guardian, filter to make sure that this person can give adequate attention to your child and that this person is not a drug abuser.

Step 3. Choose Your Beneficiaries

Your beneficiaries are the people and/or entities that will be receiving elements of your estate. Do you plan to give your entire estate to one person or do you have interest in dividing your estate amongst multiple beneficiaries? A beneficiary, for example, can be a family member or even a charity. In the event a beneficiary within your Last Will dies, you need to decide whether the interest will go to their heirs or if the interest will be divided amongst the rest of the beneficiaries.

Step 4. Find Two Witnesses and a Notary

Your Last Will and Testament must be finalized with your signature in order to be valid. Each state has different requirements when it comes to witness requirements. Some states require two (2) signatories, whom can’t be beneficiaries to the Will, and notarization. Therefore, no matter which state you reside, it’s a good idea to find at least two (2) witnesses to view the signing of the document and make arrangements to do this in front of a notary public.

Step 5. Deliver and Store Your Will

The Last Will is meant to be kept in a safe place with original copies provided to the beneficiaries and legal counsel. At the option of the testator they may register the will with the probate court in their county (if applicable).

Living Trust vs a Last Will and Testament

Both a Living Trust and a Last Will accomplish a similar goal, which is the delivery of ownership of ones assets to their beneficiaries upon death. There are negatives and advantages to both but for most people, Living Trusts are seen to be the better option, especially with people of higher wealth.

Last Will and Testament

  • A judge will have to approve the Last Will in probate court.
  • Allows to appoint a guardian for a minor.
  • When recorded, a Last Will becomes public knowledge.
  • Simple and easy to make.
  • If you become incapacitated and are unable to handle your financial affairs, you can not avoid conservatorship, which is when a court appoints a representative to handle your finances. However, a conservatorship can be avoided with a Durable Power of Attorney, which will allow you to appoint a person of preference to handle your finances in the event you become incapacitated.

Living Trust

  • Property does not pass through probate court and instead it goes directly to the beneficiaries stated in your Living Trust with the help your representative (“successor trustee”).
  • Does NOT allow you to appoint a guardian for a minor.
  • A Living Trust is Private and does not become public knowledge.
  • A Living Trust avoids conservatorship. Your successor trustee that you appoint will be responsible for transferring your property.

FAQ (Frequently Asked Questions)

Is it really necessary to have a Will?

If you care about your family and for those that love you, you will not go another day without a Last Will and Testament. It’s very important, especially if you are in the later stages of your life with a spouse and/or children. When a person dies without a Will, they leave their assets in the hands of the court system. Because of this, disputes and confusion can easily arise between family members. No matter your age, if you have valuable assets and loved ones, make sure you have a Will set in place.

Which State governs my Will?

Which ever state the testator resides is the state that governs the Will. If your primary residential address is in the State of Florida, normally your Will would be governed accordingly. (Typically the state you pay personal income tax is the state that will govern your will.)

What is the Difference between a Last Will and Testament and a Living Will?

A Living Will is directed towards your health care preferences if and when you become mentally incapacitated. It allows you to appoint a Health Care Proxy who will then carry out your health care preferences. A Last Will and Testament is legally enforced after your death which deals with the transfer of your assets and personal property.

What types of Personal Property can I include?

Personal property is any type of item in your possession that has value (Important: does not include cash). Personal property includes vehicles, jewelry, collectables, furniture etc. You may choose to give all your personal property to one person or you can proportionately allocate your personal property to multiple beneficiaries.

What happens if a beneficiary dies?

If your primary beneficiary dies before you do, you can alter and remove that deceased person from your Will, otherwise if you have a 2nd choice recipient/beneficiary, your property will go to that person. In some states that use the , a beneficiary must survive for at least 5 days following your death in order to inherit your property. If there is no alternate beneficiary to inherit your estate upon your death, your Will would then be subject to your state’s “Anti-Lapse” Laws.

Can I appoint someone to take care of my Pets?

Yes, in your Will, you can select a person to be the caretaker of your pets upon your passing.

State Laws & Execution Requirements

Every state has their own requirements to the legality of your Will. The state of your primary residence will govern your Will. Most states require that you have two witnesses attest and sign your Will. Find your state below and be certain that you know the requirements.

State State Laws Execution Requirements
 Alabama  Title 43, Chapter 8  
Two Witnesses
 Alaska    
Two Witnesses
 Arizona    
Two Witnesses
 Arkansas    
Two Witnesses
 California  Sections 6100 to 6139  
Two Witnesses
 Colorado  CRS Title 15  
Two Witnesses or Notary Public
 Connecticut    
Two Witnesses
 Delaware    
Two Witnesses
 Florida    
Two Witnesses
 Georgia    
Two Witnesses
 Hawaii    
Two Witnesses
 Idaho    
Two Witnesses
 Illinois    
Two Witnesses
 Indiana  Title 29  
Two Witnesses
 Iowa    
Two Witnesses
 Kansas    
Two Witnesses
 Kentucky    
Two Witnesses
 Louisiana    
Two Witnesses and a Notary Public
 Maine    
Two Witnesses
 Maryland    
Two Witnesses
 Massachusetts    
Two Witnesses
 Michigan    
Two Witnesses
 Minnesota    
Two Witnesses
 Mississippi    
Two Witnesses
 Missouri    
Two Witnesses
 Montana    
Two Witnesses
 Nebraska    
Two Witnesses
 Nevada  Title 12  
Two Witnesses
 New Hampshire    
Two Witnesses
 New Jersey    
Two Witnesses
 New Mexico    
Two Witnesses
 New York    
Two Witnesses
 North Carolina    
Two Witnesses
 North Dakota  Chapter 30.1-08  
Two Witnesses
 Ohio    
Two Witnesses
 Oklahoma  Title 84  
Two Witnesses
 Oregon    
Two Witnesses
 Pennsylvania  Title 20  
Two Witnesses
 Rhode Island    
Two Witnesses
 South Carolina    
Two Witnesses
 South Dakota    
Two Witnesses
 Tennessee    
Two Witnesses
 Texas  Probate Code  
Two Witnesses
 Utah    
Two Witnesses
 Vermont    
Two Witnesses
 Virginia    
Two Witnesses
 Washington    
Two Witnesses
 West Virginia    
Two Witnesses
 Wisconsin    
Two Witnesses
 Wyoming Title 2 (Wills, Decedents’ Estates and Probate Code)
Two Witnesses

How to Write a Will

Download your Will and follow the steps and instructions below when completing your form.

Step 1 – In the header area, write to whom the will is for and in the first paragraph their details shall be entered as follows:

  • After “I”, enter the same name as in the header
  • City, County, and State

Step 2 – Fill-in who will represent as the personal representative (also known as the ‘executor’) of the will. This will be the individual that will oversee the probate process and ensure that the decedent’s estate is provided to the rightful heirs. Their information should be entered with their full name and address along with any secondary personal representatives in the chance that the first (1st) is not able to act.

Step 3 – Enter the beneficiaries, otherwise known as the people that will receive the testator’s personal and real property after their death. The document allows for the testator to state specific items to individuals or if there is to be only one (1) beneficiary the testator may enter ‘All real and personal property’.

With this document the testator may fill-in up to three people (describing them should include their full address, relation, and last four (4) digits of their social security number (SSN)) and if there are more individuals they should be attached or added to Section III.

Step 4 – Enter the State that will govern the will. In most cases, the state inscribed will be that of the testator’s primary state of residence.

Step 5 – The Testator should again, enter his or her name and date the will. They should then sign and print their name below.

Step 6 – Find at least two (2) witnesses (most States require two (2) witnesses) that can attest to the will and sign. It is strongly encouraged the the witnesses be disinterested from the will. For legal purposes, and so that the document is not contested by any third (3rd) party, the witnesses along with the testator should authorize the form with a notary public present.

No Will (After Death)

If there is no will that was recorded by the individual that has died (known as ‘intestacy’), and the estate is under the State threshold for probate proceedings, the property may be distributed through a Small Estate Affidavit.



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